Naijaloan Review | Is Naijaloan a Scam? Read this 100% Honest Review

On this article, we’ll be discussing about Naijaloan review and everything you need to know about this program. We’ll be discussing here about this program if its scam free and free to invest. Just calm down and read every single bit of this article word for word.

NOTE: Please we strongly advice you to read this article from the start to the finish before investing your money. 💰 

There have been different income programs that are just starting up and some of them are scam. But what about this? Is a scam too? Just follow up below.

What Is Naijaloan?

NaijaLoan is a member to member lending platform.

Naijaloan was a smooth sailing Pay to Get Paid website with a startup capital of just N1000 to earn N120,000 in a month.

NaijaLoan is an innovative member-to-member lending platform where all members are lenders and borrowers at the same time.

Member-to-Member lending means whenever you are giving a loan, you are giving it directly to a member on the platform, and whenever you are requesting for a loan, another member on the platform will give you the loan directly.

We are the middle-man that connects everybody. That is, we are not the one giving you the loan, neither are we the one borrowing from you.

This site was lunched on the launched on the 21st of March 2020.

How Does Naijaloan Work?

There are levels in this program and they are from level 1 to level 6.

Now let me talk about them below.

  • Level 1

You pay N1000 and get N5000 same day, you then make your withdrawal and upgrade to level 2.

  • Level 2

You pay N5000 and get N10,000 in two days, you withdraw and upgrade to level 3

  • Level 3

You pay N10,000 and get N20, 000 in four days, you withdraw and upgrade to level 4

  • Level 4

You pay N20,000 and get N40,000 in six days, you withdraw and upgrade to level 5

  • Level 5

You pay N40,000 and receive N80,000 in eight days, withdraw and upgrade to level 6

  • Level 6

You pay N80,000 and get N120,000 in ten days, withdraw your N120,000 and spread the good news, how does it sound, rich? Don’t be deceived that much.

See Also:

Top 5 Business Startup Loans In Uganda

How Naijaloan Affiliate Works

They also give you commissions (in percentages — 15%) anytime the member you invited gives a loan, that is —

  • If the member you invited activates on Naijaloan with N1k, you get N150 commission.
  • If the same member upgrades to Naijaloan Level 2 with N5k, you get N750 commission.
  • If the same member upgrades to Naijaloan Level 3 with N10k, you get N1500 commission and so on…

This Naijaloan affiliate commission also applies to every member that registers and activates with your referral link successfully.

So now, do you think they are trusted? My answer is NO!!!!

Reason is because no earning platform online is to be trusted even if they are legit.

Naijaloan Review

Company name: Naijaloan

Website: Naijaloan.com

Owner: Unknown

Products/service: Loan earning platform

Cost: The levels are mentioned above.

Legit or scam? –  No, Before.

Recommended: No

But for security reasons, you decided to do your own research to find out if it’s a legit program to make money online or another BIG scam.

Is Naijaloan Scam or Legit?

As at the time this article is written, this program is not legit.

They paid their users and stopped after getting  to an extent.

After your upgrade in level 2 you won’t be credited.

Watch the video above.

Just like other income programs that pay and crash, we at Innovative Future Network can’t predict for now.

Zikel Designs


Please before you join, ask some members of this income program if they are still paying their members, make further enquires apart from this article.

My advice is that, you shouldn’t join. Due to the complaints from their registered users, this platform is not to be trusted.

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